Mobile wallets at ATMs are a convenient way to access your mobile wallet funds and perform transactions using an automated teller machine (ATM). While not all ATMs support mobile wallet transactions, many banks and financial institutions are expanding their services to include this feature.
Here are a few things to know about mobile wallets at ATMs.
Supported Mobile Wallets
Make sure your mobile wallet is compatible with the ATM you plan to use. Generally, ATMs support popular mobile wallet options such as:
Before using your mobile wallet at an ATM, you may need to activate the service. This can usually be done through your mobile banking app or by contacting your bank’s customer support.
Mobile wallet transactions at ATMs often use near-field communication (NFC) technology, which is a secure way to transmit payment information. Additionally, mobile wallets typically provide an added layer of security with features like biometric authentication or PIN entry.
While mobile wallets offer convenience, there may be limitations when using them at ATMs. Some transactions, such as cash withdrawals, may have daily limits set by your bank. Be aware of any restrictions specific to your mobile wallet and ATM service.
The process may vary slightly depending on the ATM and mobile wallet you are using. However, in most cases, you’ll need to tap your mobile device near the NFC-enabled area of the ATM, authorize the transaction with a fingerprint scan or PIN, select the transaction type (e.g., cash withdrawal or balance inquiry), and follow the prompts on the ATM screen.
Other uses of mobile wallets
- Pay for fuel at gas stations using mobile wallets
- Transit systems such as busses and trains
Offline maps on mobile devices
Access maps and navigation features without an active internet connection.
Last edited on Tuesday, July 11, 2023 at 4:02 PM. Chicago, Illinois. Time zone (UTC-06:00) Central Time (US & Canada).